WHAT PEOPLE SAY..

• We know Raza through our previous advisor from Investors Group. Raza’s strengths are to make financial planning process very simple for us and simpler & easier to implement those financial strategies practically. He integrated our resources to create our retirement paycheck for us which gave us a peace of mine & security. Raza helped us in an estate planning and insurance planning in such a way that it increased our cash flow at the time of retirement.

• Mr Raza Sartaj was referred to me by my very close friend at work. Our first meeting I told him I have already approached 5 different advisors. One advisor is leaving his current company and wants me to move my file with him. One advisor is from a bank I currently deal with. One other advisor tool over from my existing advisor and 2 are from outside sources.

  So my question was, why should I use Raza? His reply was ‘have any of the other advisors ask you this ‘What’s in your heart, what are you fear and what are you afraid of?’

  Raza told me he can’t control the markets, can’t control the returns. The only thing I can do is create the discipline. I can be your behavioural coach. That is why you should hire me!

  It made a lot of sense to me. Since then, he addressed my concerns regarding my investments & retirement and working on our gaps. We had several different registered accounts which Raza consolidated into one portfolio and into the right financial instruments.

  Raza advised us to use the RRSP contribution room from previous years which gives us bigger refunds from our tax returns when we file them. Which then we will use to reinvest into our retirement portfolio. I would recommend Raza to anyone who is looking for a knowledgeable and professional advisor.

• At our very first meeting with Raza Sartaj my goal was to start RESPs for our children and that was the expected goals. As we started, Raza ask us ‘what are you goals & dreams? Something that we were not expecting, we thought it was going to be a simple meeting with filling forms & contributing to our children future education. We told Raza our goal is to have our own home and our dream to have our own business. Having listened to our goals, Raza explained to us ‘our goals are from now on his own goals’.

  We started working on our goals immediately with his professional network team. By working diligently with us he made sure we were in our home in a 3 month time period. After that he had set up our Smart Education Plan for our children. We are now working together closely to achieve our third goal of starting our own business. We can certainly say that we have never been in a better position than today.

• I was referred to Raza Sartaj by a work colleague after having discussed our financial situation. Raza immediately contacted us to arrange a first meeting just as a ‘meet & greet’.

  In meeting Raza we found he was more professional and detailed than others, and on top of that, very personal. We were asked the question ‘What are your goals in the next 5 years’? We wrote down our goals and went through them one by one.

  On each of our goals, Raza discussed several options for us to consider and they made a lot of sense for our future investment. After several meetings we have now set up our RESPs for our children, insurance investment and TFSA account to support us with our future goals. We are very confident and stable knowing that we are investing in our children’s futures and we will achieve our goals within our time frame.

  We have put full confidence in Raza for his support & continuous advice and appreciate his well-rounded approach.

• We know Raza through our previous advisor from Investors Group. Raza’s strengths are to make financial planning process very simple for us and simpler & easier to implement those financial strategies practically. He integrated our resources to create our retirement paycheck for us which gave us a peace of mine & security. Raza helped us in an estate planning and insurance planning in such a way that it increased our cash flow at the time of retirement.”